Apple Pay Fee Calculator
Estimate fees for Apple Pay transactions and transfers
About This Apple Pay Fee Calculator
Our Apple Pay Fee Calculator helps you understand the costs associated with Apple Pay transactions. Whether you're making purchases, sending money via Apple Cash, or using instant transfers, this tool provides accurate fee estimates based on Apple's current pricing structure.
💡 Key Information
- • Personal purchases: Usually free
- • Business transactions: 2.9% + $0.30 fee
- • Apple Cash transfers: Free for standard transfers
- • Instant transfers: 1.5% fee
Frequently Asked Questions
Are Apple Pay purchases free?
Personal Apple Pay purchases are typically free, but business transactions may incur processing fees similar to other payment processors.
What fees apply to Apple Cash transfers?
Standard Apple Cash transfers between users are free, but instant transfers to bank accounts have a 1.5% fee.
Do merchants pay fees for Apple Pay?
Yes, merchants typically pay processing fees when accepting Apple Pay, similar to other contactless payment methods.