Wise Fee Calculator

Calculate Wise (TransferWise) international money transfer fees, exchange rates, and net amounts

About This Wise Fee Calculator

Our Wise Fee Calculator helps you understand the costs associated with Wise (TransferWise) international money transfers. This tool provides accurate fee and exchange rate estimates for different transfer types and countries.

💡 Key Information

  • • Bank transfer: 0.35% + $0.50 fee
  • • Card payment: 2.5% + $0.30 fee
  • • Debit card: 0.35% + $0.30 fee
  • • Real exchange rates, no hidden fees

Frequently Asked Questions

How accurate are these fee calculations?

This calculator provides estimates based on Wise's standard fee structure. Actual fees may vary slightly based on your specific country, currency pair, and transfer method. Always check Wise's official website for the most current rates.

What's the difference between bank transfer and card payment?

Bank transfers typically have lower fees (0.35% + fixed fee) but take 1-2 business days. Card payments are faster but have higher fees (2.5% + $0.30). Debit card transfers offer a middle ground with 0.35% + $0.30 fees.

Are there any hidden fees with Wise?

Wise is known for transparent pricing with no hidden fees. The fee structure is clearly displayed before you make a transfer, and they use mid-market exchange rates without additional markups.

How long do Wise transfers take?

Most Wise transfers complete within 1-2 business days. Transfer times can vary based on the destination country, currency, and transfer method. Some transfers may be instant or take up to 5 business days for less common currency pairs.